Aarogya Setu 2.0: Transforming Personal Health Records and Insurance Tracking, ETHealthworld

June 30, 2026 Headlinesnews

New Delhi: Union Health Minister J P Nadda on Monday launched Aarogya Setu 2.0, a revamped version of the Covid-era application that will now serve as a digital platform for personal health records, with a new feature that allows beneficiaries to track their health insurance coverage and claims.

The upgraded application, aligned with the Ayushman Bharat Digital Mission (ABDM), provides a single digital gateway for citizens to access a range of healthcare services, including creation of Ayushman Bharat Health Account (ABHA) IDs, management of health records and digital registration at hospitals through the “Scan & Share” feature.

According to the Union Health Ministry, the PM-JAY Wallet gives users a real-time overview of the personal and family health insurance coverage, displaying the total insured amount and the amount already utilised under the Pradhan Mantri Jan Arogya Yojana (PM-JAY), the flagship government-funded health insurance scheme.

The feature is aimed at improving transparency, helping beneficiaries monitor their remaining coverage and plan future medical expenses.

The application will also allow users to upload medical records, including laboratory reports in PDF (digital document) or image format, using artificial intelligence to digitise them and create personalised health dashboards based on medical history.

Users can sync wearable devices to track steps, calories, heart rate and glucose levels, set medication reminders and manage health goals through the app.

Among other features, Aarogya Setu 2.0 enables users to discover nearby healthcare facilities, locate PM-JAY empanelled hospitals, check real-time blood availability through e-RaktKosh and book ambulances.

The app also supports management of health profiles for family members under a single account and allows users to control consent for sharing their health records in line with India’s digital health privacy framework.

The ministry said the revamped platform leverages Aarogya Setu’s existing user base of nearly 20 crore downloads to accelerate adoption of digital health services under the Ayushman Bharat Digital Mission.

The Aarogya Setu application was initially launched as a COVID-19 contact-tracing platform.